Current Lowest Rate

5.00%

Purchase

If you're a first-time home buyer, then getting a loan can be a tricky process. But with 1st House Loan, we make it easy and straightforward. We'll work with you to get the best loan possible, so that you can purchase your dream home.

Refinance

There are many reasons to refinance and replace an existing mortgage. Reduce monthly payments, switch from an adjustable-rate to a fixed-rate, or to pay off their mortgage early. Get access cash to pay off other high-interest loans such as car loans and credit card loans.

Options

Whether you're looking to buy or refinance your home, what you need is options. So if you're ready to take the first step towards owning your own home, then 1st House Loan is the perfect choice for you. We'll work with you every step of the way. Contact us today to learn more!

1

Completely Virtual

Now more than ever we know the need to be able to sign documents on the fly. With our completely virtual online signing platform, you can get your loan approved without ever having to step into a branch, and keeping your social distancing in check.

2

Lowest Rates

The Federal Fund Rate is lower than ever which have brought the mortgage market rates way down. There hasn't been a better time to get or refinance a mortgage. With low rates, means lower payments and easier qualifications.

3

Customer Satisfaction

We strive on customer service, and it's why we put YOU the customer, 1st. Highly rated with a customer 1st approach helps provide you not only the best rates, but the best service. We help you every step of the way through your real estate transaction and analyze your profile giving you professional guidance and advice.

Customer stories

Jorge Montaya - FHA Buyer

This is the 3rd home I have bought and this by far has been the best experience yet in dealing with a mortgage company! Thank you.

Deborah Gordon - Refinance

Thank you to 1st Financial for their professionalism and patience. They helped us every step of the way and were extremely thorough...

William Cellis - VA Loan

What a great experience! The team was always professional and made me feel comfortable to ask any questions I had no issues whatsoever...

About Us

If you're a first-time home buyer, then getting a loan can be a tricky process. But with 1st House Loan, we make it easy and straightforward. We'll work with you to get the best loan possible, so that you can purchase your dream home.

Are you ready to take the plunge into homeownership? A 1st House Loan from our company can make it happen. As a first time home buyer, you may be eligible for special financing options and perks. Our 1st House Loans are designed to help you achieve your dream of homeownership. With a 1st House Loan, you'll get:

• Competitive interest rates

• Flexible repayment terms

• Personalized service from our experienced loan officers

Don't wait any longer to make your homeownership dreams come true. Apply for a 1st House Loan today!

Disclaimers

1stHouseLoan.com is property of Orange Conversion, Inc.


*Designed to help users make confident decisions online, this website contains information about a wide range of products and services. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such. Founded to help consumers make educated online decisions.


*This offer is not guaranteed if you do not continue to meet our criteria and other factors bearing on your credit worthiness (including acceptable property collateral, income and employment history). Not all applicants will qualify for the rate and monthly payment shown. Monthly payments do not include property taxes, property insurance, and homeowners association dues. Your exact loan's interest rate and payments will depend upon the term of your loan, your credit history, and other qualifying factors. To qualify for a mortgage, borrowers must be U.S. citizens or permanent residents, and meet Lower’s underwriting and Investor requirements. Loans valid for the refinance or purchase of an owner-occupied residence. Loan amounts range from $100,000 to $200,000, or at or under conforming loan limits within your state and county. Rate subject to change depending time of rate lock. 


1 Customer satisfaction based on survey completed after application.

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